Sunday, February 13, 2022The first thing you should know about homeowners insurance is that it should not be regarded as an optional extra but as a necessity. In the first place, it protects your house and your personal possessions against damage and theft. Secondly, it’s nearly a given that the mortgage provider will require you to have proper home insurance. READ MORE >>
Sunday, February 6, 2022Floods are prevalent in the U.S. To protect your assets from the risk of flood damage, you should think about buying flood insurance policy. The following is what you need to know about flood insurance policy. How Does Flood Insurance Work? Many people purchase flood insurance through the National Flood Insurance Program (NFIP). READ MORE >>
Sunday, January 30, 2022Home insurance is a significant investment that safeguards your home from any risks. Unknown to many, homeowners’ insurance policies contain different sections. For example, a structures coverage section, also known as coverage B. This guide includes everything you need to know about structures coverage and whether you need it. READ MORE >>
Sunday, January 23, 2022The peace of mind provided by hom insurance coverage is sometimes offset by the cost to maintain a home insurance package. Thankfully, there are several ways to reduce home insurance costs, and in this article, we have outlined the main four products along with some tips that can save every homeowner a few dollars. READ MORE >>
Sunday, December 12, 2021In an ever-changing society, some things slip past us, and before we know it, what we thought we knew is no longer factual. In the case of home-sharing, the nuances can be confusing to keep up with. If you’re looking to rent out space, be warned: home-sharing coverage is still expanding and whether or not Airbnb is covered is up to insurance companies. READ MORE >>
Sunday, December 5, 2021Non-renewal of a homeowner’s insurance contract can be very upsetting. It means that your residence, furnishings, assets, living expenses, and other liabilities may not be covered against risks, disasters, liability, and losses. Additionally, you may encounter difficulty getting a policy with the another provider because of the non-renewal. READ MORE >>
Monday, November 15, 2021If you are a proud homeowner on Long Island, chances are that you have a home insurance policy. But having such a policy and knowing exactly what it provides cover against are two completely different things. Most of us hate to read long, technical documents, which means we might be paying for something we don’t really know much about. READ MORE >>
Friday, October 29, 2021Moving to a new home on Long Island can be a stressful time. During the rush to pack all your earthly belongings, saying goodbye to old friends, and planning the move, you can easily forget to ask what could well be the most important question of all: Will your home insurance cover you while you are moving from one home to another? READ MORE >>
Friday, October 15, 2021If something relatively small goes wrong at your home, whether to file a claim with the homeowners insurance company or not is always a difficult decision. You have to carefully consider whether doing so might negatively affect your premium (and your bank account) in the long run. READ MORE >>
Sunday, October 3, 2021Explained: Covered Peril & Home Insurance While you might be aware of how Long Island homeowners insurance provides financial protection against damage to your investment, it's also essential to understand the specific benefits of your policy. READ MORE >>
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