Monday, February 26, 2024Home renovations or additions can increase the value and replacement cost of your home. The replacement cost is the amount of money your insurance company would need to pay to rebuild your home in case of a total loss. As the replacement cost goes up, your insurance coverage limits may need to be adjusted, potentially leading to higher premiums. READ MORE >>
Monday, February 12, 2024If you own a house, you will want your broken window fixed immediately. Your home insurance provider can be the first person you call. However, does your home insurance coverage include window damage? A house insurance policy could cover broken windows, but it will depend on the exact source of the damage. READ MORE >>
Monday, January 29, 2024Different plans and distribution methods are available when looking for home insurance. This insurance is important to protect your possessions and home from unforeseen circumstances. You may get insurance through agents who will sell policies on an insurer’s behalf or through brokers who will go through and compare policies on your behalf. READ MORE >>
Monday, January 15, 2024As a homeowner, you are responsible for protecting your investment, and homeowners insurance plays a critical role in protecting your property. However, many homeowners unknowingly put themselves at risk by overlooking common insurance gaps. This article looks at eight mistakes to avoid to ensure you and your home are properly protected. READ MORE >>
Monday, January 1, 2024Due to growing insurance costs and the impression of reduced danger, more American homeowners are choosing to skip house insurance. According to a 2023 poll, over 12% of American homeowners decide not to have homeowners insurance, a decision referred to in the real estate industry as "going bare. READ MORE >>
Monday, December 18, 2023Insurance claims related to roofing are complex. This is why having the appropriate homeowner coverage for your roof is crucial. One of the most costly home improvements a homeowner will make is replacing their roof. While you may repair an old roof by saving money over months or years, you are not given that choice when abrupt damage occurs from a hurricane. READ MORE >>
Monday, December 4, 2023You can easily get carried away by the happiness and excitement of being a homeowner. However, common hazards associated with house maintenance are disregarded or underestimated. These concerns can range from little annoyances to serious safety problems. READ MORE >>
Monday, November 20, 2023Are you interested in boosting the value of your home with a bathroom remodeling project? Are you tired of your outdated basement and looking to finally transform it into a game room for the whole family? Home renovations can impact your home insurance policy and premium. READ MORE >>
Monday, November 6, 2023Living in a flood-prone New York area can have particular problems for homeowners. In an era of increasing natural disasters, you need proactive measures to protect your house against floods. Home protection necessitates a mix of awareness, planning, and action. READ MORE >>
Monday, October 23, 2023The cost of your homeowners insurance is based on many factors, from location to the size of your house. Your insurer will also consider any features that qualify you for discounts or credits. Certain products can help increase the security of your home and protect it against damage. READ MORE >>
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