Monday, January 1, 2024Due to growing insurance costs and the impression of reduced danger, more American homeowners are choosing to skip house insurance. According to a 2023 poll, over 12% of American homeowners decide not to have homeowners insurance, a decision referred to in the real estate industry as "going bare. READ MORE >>
Monday, December 18, 2023Insurance claims related to roofing are complex. This is why having the appropriate homeowner coverage for your roof is crucial. One of the most costly home improvements a homeowner will make is replacing their roof. While you may repair an old roof by saving money over months or years, you are not given that choice when abrupt damage occurs from a hurricane. READ MORE >>
Monday, December 4, 2023You can easily get carried away by the happiness and excitement of being a homeowner. However, common hazards associated with house maintenance are disregarded or underestimated. These concerns can range from little annoyances to serious safety problems. READ MORE >>
Monday, November 20, 2023Are you interested in boosting the value of your home with a bathroom remodeling project? Are you tired of your outdated basement and looking to finally transform it into a game room for the whole family? Home renovations can impact your home insurance policy and premium. READ MORE >>
Monday, November 6, 2023Living in a flood-prone New York area can have particular problems for homeowners. In an era of increasing natural disasters, you need proactive measures to protect your house against floods. Home protection necessitates a mix of awareness, planning, and action. READ MORE >>
Monday, October 23, 2023The cost of your homeowners insurance is based on many factors, from location to the size of your house. Your insurer will also consider any features that qualify you for discounts or credits. Certain products can help increase the security of your home and protect it against damage. READ MORE >>
Monday, October 9, 2023Homeowners insurance policies typically include personal property coverage. This coverage protects the items your own – your furniture, electronics, clothing, and so forth. If these items are stolen or damaged in a fire, your insurance company will pay to replace them. But what if you decide to move? READ MORE >>
Monday, September 25, 2023Heating, ventilation, and air conditioning (HVAC) systems are valuable investments that provide heating and cooling relief for homeowners for several years. It’s important to know how these systems are covered under a homeowner’s insurance policy. READ MORE >>
Monday, September 11, 2023The importance of investing in flood insurance has never been more necessary. Floods devastate the homes of millions of Americans each year. They can happen almost anywhere, lasting days, weeks, or longer. Certain states are more at risk for flooding, including Texas, Florida, and Louisiana. READ MORE >>
Monday, August 28, 2023Installing a pool on your property adds value to your home and brings a whole new world of fun and relaxation to your backyard. Additionally, they can also be a liability and need to be properly covered by your homeowners insurance. READ MORE >>
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